Enhanced Maternity Pay Calculator UK
Does your employer offer enhanced maternity pay? Enter your salary and the pay structure shown in your maternity policy to estimate how much you could receive throughout your leave.
Employer maternity schemes vary. Check your employment contract or maternity policy before entering your scheme.
Model your enhanced maternity pay
Enter the pay stages set out in your employer's maternity policy.
When is your baby due?
Your maternity dates are worked out from this date.
When are you planning to start maternity leave?
Enter your due date first and we will suggest a start date.
What is your normal gross salary?
Your employer may define normal pay differently in its maternity policy. This calculator uses the salary entered as a planning estimate.
Do you expect to qualify for Statutory Maternity Pay?
We will estimate your Average Weekly Earnings as £0.00 a week from the salary entered above, in the same way as the UK Maternity Pay Calculator.
How much maternity leave are you planning to take?
Enter your employer's maternity pay scheme
Look at your employer's maternity policy and enter each enhanced-pay stage below.
1Stage 1
In some maternity policies, for example, “full pay” already includes the SMP element. Other policies may say “half pay plus SMP”. Check the wording of your employer's policy.
Your scheme
6 weeks full pay (incl. SMP) → 33 weeks SMP only → 13 weeks no maternity pay
Weeks covered by employer enhanced pay: 1–6
Does your employer require you to return to work to keep the enhanced maternity pay?
Privacy: figures entered into this calculator stay in your browser and are not sent to MoneyCalcs UK.
Enhanced maternity pay is determined by your employer's contract or maternity policy. MoneyCalcs UK only models the scheme information you enter and does not determine your contractual entitlement. Figures are gross estimates and are not employment, legal, tax or financial advice. Check your employer's policy and payroll calculation.
What is enhanced maternity pay?
Some employers offer contractual or occupational maternity pay that goes beyond the statutory minimum — for example a period of full pay, followed by a period of half pay.
These schemes vary widely between employers in both the amounts paid and the number of weeks covered. There is no single standard enhanced maternity pay scheme, which is why this calculator asks you to enter the stages set out in your own policy.
Is enhanced maternity pay the same as Statutory Maternity Pay?
No. Statutory Maternity Pay is a statutory payment for eligible employees, calculated using the statutory rules and weekly rates. Enhanced maternity pay is additional contractual pay provided under an employer's policy.
This calculator uses the same Statutory Maternity Pay engine as the UK Maternity Pay Calculator, then models your employer's scheme on top of it.
What does “full pay including SMP” mean?
It means the statutory maternity payment forms part of the stated full-pay amount rather than being added again on top. If full pay is £1,000 a week and £194.32 of that is Statutory Maternity Pay, the employer element is the remaining £805.68 — the total stays at £1,000.
What does “half pay plus SMP” mean?
Some policies provide an employer payment equal to half your normal pay and add Statutory Maternity Pay separately, so the weekly total is the sum of the two.
Some schemes cap the combined payment at your normal pay. Check your own policy wording and select the option that matches it in the scheme builder above.
Do I have to repay enhanced maternity pay?
Some contracts contain a return-to-work requirement that applies to the enhanced element of maternity pay. Whether anything is repayable depends entirely on that wording.
Statutory Maternity Pay itself is not repayable simply because someone does not return to work. Check your employment contract or maternity policy, and speak to your employer if the wording is unclear.
What if I receive a pay rise during maternity leave?
Pay rises can affect maternity pay, and the effect on Statutory Maternity Pay and on enhanced maternity pay can differ. Ask your employer or payroll team how a pay rise applies to your own maternity scheme. This version of the calculator does not model pay rises.
Gross pay only
Maternity pay is normally processed through payroll. Income Tax and National Insurance can therefore affect what reaches your bank account, so treat every figure here as a gross estimate.
To plan around your changing income, use the Maternity Leave Savings Calculator.