Terms of Use

You may use this website and its calculators for personal informational and planning purposes, free of charge. There is nothing to buy and no account to create.

If you do not agree with these terms, please do not use the website.

Calculators produce estimates based on the figures you enter, published rates and rules, and simplifying assumptions. Results may differ from:

• HMRC calculations and Self Assessment statements
• payroll calculations
• your employer's own calculations and maternity scheme
• your actual tax liability
• your actual maternity pay or maternity leave entitlement
• the childcare support you actually receive

You are responsible for verifying important figures before making any financial, tax, employment or legal decision. Results should be treated as a starting point, not a determination.

Where statutory matters are involved — such as Income Tax, National Insurance, VAT registration, statutory maternity pay or government childcare support — you should check current official guidance on GOV.UK, and your own contract or employer policy where relevant.

MoneyCalcs UK may update, change, suspend or withdraw website content and calculators at any time, including to reflect changes in rates and rules. We do not guarantee that the website will be available uninterrupted or error-free.

The original content, wording, design and code of this website belong to MoneyCalcs UK, to the extent that such rights apply. You may not copy, scrape or republish substantial parts of the website without permission.

Statutory rates, thresholds and rules themselves are official information and are not claimed as ours. You are welcome to link to our pages.

Links to third-party websites, such as GOV.UK and HMRC guidance, are provided for convenience and information. MoneyCalcs UK does not control those websites and is not responsible for their content or availability.

You must not use this website unlawfully, abusively or in a way that disrupts it or compromises its security. That includes attempting to gain unauthorised access, introducing malicious code, automated scraping that places an unreasonable load on the site, or interfering with other people's use of it.

The website and its calculators are provided for general information. To the extent permitted by law, MoneyCalcs UK is not responsible for loss arising from reliance on estimates produced by the calculators, or from any inability to use the website.

Nothing in these terms limits or excludes liability where UK law does not permit it — including liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation. Nothing in these terms affects your statutory rights.

The governing law and jurisdiction for these terms will be confirmed on this page once the operator details for the website are published. In the meantime, these terms are written for a UK audience and nothing in them removes rights you have under the law that applies to you.

See also the Disclaimer, Privacy Policy and Cookie Policy.